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VCL Master Poland DAC: 07 March 2023

Under this Programme, VCL Master Poland DAC may from time to time issue asset backed floating rate Notes denominated in Polish zloty (subject always to compliance with all legal and/or regulatory requirements).

The proceeds of any Notes will be used to finance the purchase by the Issuer of the Lease Receivables from Volkswagen Financial Services Polska Sp. z o.o. pursuant to the Receivables Purchase Agreement.

For each issue of Notes, final terms to the Offering Circular (each such final terms referred to as "Final Terms") will be provided as a separate document.