Marzio Finance S.R.L. Asset Backed Notes Programme: 28 February 2025

Under the Base Prospectus, Marzio Finance Srl, incorporated under the laws of the Republic of Italy, may from time to time issue limited recourse asset backed notes. The aggregate nominal amount of the Notes outstanding under the Programme will not at any time exceed €10bln.

The principal source of payment of interest and Variable Return and of repayment of principal on the Notes, with reference to each Series, will be the collections and recoveries made in respect of monetary claims and connected rights arising out of the Receivables deriving from the Loan Agreements entered into by IBL (Istituto Bancario del Lavoro SpA) as Originator and the relevant Borrowers included in the relevant Portfolio purchased by the Issuer from the Originator in the context of each Transaction.